Afri-Transfer Offers a Suite of Financial Tools Tailored to Africa's Needs
Let us take a look at some of the services Afri-Transfer offers to the African Society at large
Wallet System
- Fund wallets via card, bank transfer, or integrated gateways.
- Real-time balance display.
- Transaction history with filters and export.
AJO Savings (Thrift Contributions)
- Join or create rotating savings groups.
- Group admins manage rules and members.
- Automated debits from wallets.
- SMS and push alerts for contributions and payouts.
Multi-Currency Wallets
- Sub-wallets in NGN, GHS, KES, and more.
- Real-time FX rates and conversions.
- Admin controls for rate overrides.
Bank Transfers
- Send money from wallet to any bank account.
- Transparent transfer fees before confirmation.
- Secure API integrations (NIBSS and others).
- Real-time success/failure feedback.
User Management & Security
- BVN/ID/selfie verification for onboarding.
- Tiered wallet limits for compliance.
- OTPs, 2FA, and device binding for account safety.
Admin Dashboard & Controls
- Monitor user activity.
- Approve/decline AJO groups.
- Freeze/suspend wallets when needed.
- Configure FX rates, fees, and thresholds.
USSD Access Channel
- Register and onboard via *123#.
- Check balances, fund wallets, view mini-statements.
- Contribute to AJO savings groups.
- Send money to saved beneficiaries.
- PIN-secured sessions for safe USSD transactions.
(USSD powered by telco partnerships and integrated with Afri Transfer's wallet & savings engine.)